Monterey Spinach Melts

From: The Pampered Chef; 20 servings

1 pkg (16 oz) cocktail bread rounds
1/4 C chopped onion
1 sm carrot, chopped
1 garlic clove, pressed
1 pkg (9 oz) frozen chopped spinach, thawed and drained
1/4 C each: mayonnaise and sour cream
salt and pepper to taste
4 oz Monterey Jack cheese, thinly sliced

Preheat oven to 375 degrees. Combine all ingredients except bread and cheese in 2 qt bowl. Spread spinach mixture onto bread rounds with knife; place on baking stone. Slice 20 slices of cheese, place on top of spinach mixture. Bake 10-12 min or until cheese is melted. Serve immediately