2 pkg (8 oz each) regular or light cream cheese, softened
1 can regular or low-fat sweetened condensed milk
4 tsp rum extract
1 container (4 cups) frozen whipped topping, thawed
48 (3 inch) soft ladyfingers
about 2/3 cup cold strong coffee
3oz semi-sweet chocolate, grated
Beat cream cheese until fuluffy; gradually add sweetened condensed milk and rum extract. Fold in whipped topping; set aside. Line the bottom of a 12 cup serving bowl with 1/4 of the ladyfingers; brush with 1/4 of the coffee. Spoon 1/4 of the cream cheese mixture over the ladyfingers; sprinkle with grated chocolate. Repeat above process three times, ending with layer of grated chocolate. Cover and chill overnight